The Calcutta High Court on Thursday, August 20, 2026, questioned HDFC Bank over the manner in which Trinamool Congress leader Abhishek Banerjee personal bank account and card facilities were restricted. Justice Krishna Rao sought clarity on why Banerjee was asked to personally visit the bank for additional KYC verification.
The proceedings followed Banerjee’s plea challenging the restriction on his personal account. The matter was first taken up earlier this week, with the High Court agreeing to hear the challenge.
Background of the Case
Senior Advocate Ayan Bhattacharjee, appearing for Banerjee, submitted that the account, along with his debit and credit cards, had been blocked. He told the Court that the bank’s communication referred to an additional due diligence exercise and required Banerjee to visit the branch.
The bank, however, said additional KYC documents were required because Banerjee’s details were linked with proceedings initiated by the Enforcement Directorate.
Court's Observation
Justice Krishna Rao questioned the need for Banerjee’s physical presence merely for KYC formalities.
“Your bank is not on e-KYC? Your bank is very keen to see the person come personally.”
The Court also questioned the bank for not mentioning the alleged ED linkage in its earlier communications.
“That is not the case you made out by your two communications earlier… Can you change your stance?”
When the bank suggested that Banerjee’s photograph might also be required, the Court again expressed its displeasure and said the bank could not keep changing its explanation.
Court's Decision
During the hearing, HDFC Bank clarified that Banerjee would not have to visit its branch. Instead, a bank official would visit his residence to complete the additional KYC process.
The Court directed Banerjee to provide the documents sought by the bank and remain present when the bank representative visits his residence. The bank was also directed to inform him of the time of the visit.
The matter was directed to be listed again on August 24, 2026, at the top of the board.
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