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Section 12

Suits and Applications by Un-registered Money Lenders Barred.

Notwithstanding anything contained in any other enactment for the time being in force––

(i) a suit by a money lender for the recovery of a loan ; or

(ii) an application by a money lender for the execution of a decree relating to a loan ; or

(iii) an application for resolution of dispute through a Lok Adalat or Panchayat,

shall be dismissed, unless at the time when the loan was advanced, the money lender held an effective registration.