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Section 21A

Rates of Interest Charged by Banking Companies Not to Be Subject to Scrutiny by Courts.

The Banking Regulation Act, 1949
1[21A. Rates of interest charged by banking companies not to be subject to scrutiny by courts.--Notwithstanding anything contained in the Usurious Loans Act, 1918 (10 of 1918), or any other law relating to indebtedness in force in any State, a transaction between a banking company and its debtor shall not be re-opened by any Court on the ground that the rate of interest charged by the banking company in respect of such transaction is excessive.]




1. Ins. by Act 1 of 1984 s. 24 (w.e.f. 15.2.1984).