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Section 26

Return of Unclaimed Deposits.

The Banking Regulation Act, 1949
Every banking company shall, within thirty days after the close of each calendar year, submit a return in the prescribed form and manner to the Reserve Bank as at the end of such calendar year of all accounts 1[in India] which have not been operated upon for ten years, 2***:


Provided that in the case of money deposited for a fixed period the said term of ten years shall be reckoned from the date of the expiry of such fixed period:


3 [Provided further that every regional rural bank shall also furnish a copy of the said return to the National Bank.]




1. Subs. by Act 20 of 1950, s. 3, for "in the States" (w.e.f.18-3-1950).

2. Certain words omitted by Act 55 of 1963, s. 14 (w.e.f. 1-2-1964).

3. Ins. by Act 61 of 1981, s. 61 and the Second Schedule (w.e.f. 1-5-1982).